Who owns State 48 Credit?
Robert Garcia is the founder and owner of State 48 Credit.
Learn more: Meet Robert Garcia and State 48 Credit
About State 48 Credit
Work With an Arizona Credit Specialist, Not a National Call Center.
Robert Garcia is the founder and owner of State 48 Credit.
Learn more: Meet Robert Garcia and State 48 Credit
Does State 48 Credit serve all of Arizona?
Yes. State 48 Credit is based in Phoenix and offers remote service statewide, with appointment-based in-person service available in supported areas.
Which Arizona cities does State 48 Credit serve?
The service area includes Phoenix, Tucson, Mesa, Chandler, Gilbert, Glendale, Scottsdale, Tempe, Peoria, Surprise, Yuma, Avondale, Goodyear, Buckeye, Flagstaff, Casa Grande, Maricopa, Queen Creek, Prescott, Prescott Valley, Lake Havasu City, Sierra Vista, Marana, Oro Valley, Apache Junction, and other Arizona communities.
Does State 48 Credit serve people outside Arizona?
No. State 48 Credit is designed for Arizona residents only.
Does State 48 Credit have offices throughout Arizona?
State 48 Credit is Phoenix-based and offers remote service statewide, with appointment-based in-person service available in supported areas. City pages describe the service area, not separate offices.
What should make me comfortable choosing State 48 Credit?
Look for:
- Arizona-only eligibility
- A real founder and published contact information
- Clear service scope
- Current flat-fee pricing
- A written agreement and consumer rights
- Secure document handling
- Honest limitations
- Permission to dispute errors yourself
- Documented, redacted results
- No pressure or invented urgency