Too Many Hard Inquiries? We Can Delete Them.
Did you go car shopping and end up with 15 hard inquiries on your report? Did a lender pull your credit without your explicit permission? Hard inquiries drag your score down and make you look desperate for credit. We remove them.
The Dealership Trap
The most common cause of excessive hard inquiries happens at the car dealership. You authorize them to pull your credit to find financing, and they shotgun your application to 15 different banks. Suddenly, you have 15 hard inquiries on your report, and your score drops 30 to 50 points overnight.
Under the Fair Credit Reporting Act (FCRA), a company must have a "permissible purpose" and your explicit authorization to pull your credit. If they cannot produce the documentation proving you authorized that specific pull, the inquiry must be deleted.
We aggressively dispute unauthorized and excessive hard inquiries directly with Equifax, Experian, and TransUnion. Because inquiries are often the easiest items to challenge legally, they are frequently the fastest items to be removed — providing a quick boost to your score.
What We Remove:
- Excessive Auto Loan Inquiries
- Unauthorized Credit Card Inquiries
- Mortgage Shopping Inquiries
- Personal Loan Inquiries
- Identity Theft Inquiries
Why Inquiry Removal Matters
While a single hard inquiry might only drop your score by 3 to 5 points, having 10 or 15 inquiries signals to lenders that you are "credit hungry" or a high risk. Many lenders will automatically deny your application if you have more than 4 hard inquiries in the last 6 months, regardless of how high your score is.
Removing these inquiries not only recovers the lost points but also cleans up your profile, making you look like a much safer borrower to future lenders.
Let Us Review Your Inquiries Free